CeRER – Certificate in Regulated Equity Release for Equity Release Advisers
The Certificate in Regulated Equity Release (CeRER) is a specialist professional qualification for qualified mortgage advisers who want to develop their knowledge and become qualified to advise clients on regulated equity release products.
CeRER builds on existing mortgage advice knowledge and develops the specialist understanding required when advising clients about equity release and later-life lending.
To achieve the CeRER qualification, candidates must already hold CeMAP or an equivalent recognised mortgage advice qualification.
What Does CeRER Cover?
The CeRER qualification develops the specialist knowledge required to understand and advise on equity release, including the features, benefits and risks associated with different solutions and the considerations involved when advising clients in the later-life lending market.
The qualification is divided into two units:
Unit 1 – Fundamentals of Equity Release
This unit develops your understanding of the equity release market and the principles that underpin regulated equity release advice.
It covers the fundamental knowledge required to understand equity release, the needs of clients considering later-life lending and the regulatory environment in which advisers operate.
Unit 2 – Equity Release Solutions
This unit focuses on the practical application of equity release knowledge to client circumstances.
It develops your ability to consider a client’s needs and circumstances, assess potential equity release solutions and apply your technical and regulatory knowledge to realistic advice scenarios.
CeRER Assessment
CeRER is assessed through a single two-hour multiple-choice examination, divided into two units:
Unit 1 – Fundamentals of Equity Release: 50 multiple-choice questions
Unit 2 – Equity Release Solutions: 3 case studies, each containing 10 linked multiple-choice questions
A 70% pass mark is required for each unit.
Who is CeRER Suitable For?
CeRER is designed for qualified mortgage advisers who want to expand their professional qualifications and move into equity release advice.
It may be particularly suitable for advisers who want to:
Become an equity release adviser
Develop specialist knowledge of later-life lending
Expand the range of advice they can provide to clients
Build on an existing CeMAP or equivalent mortgage advice qualification
CeRER Exam and Registration
Registration and examination fees are paid separately and directly to the awarding body and are not included in Clarity FT’s training course fees.
Candidates can complete their professional examination through the assessment options made available by the awarding body, including remote assessment where available.
Study CeRER with Clarity FT
Clarity Financial Training provides specialist CeRER training and study support designed to make the technical and regulatory aspects of equity release easier to understand and apply.
Our approach focuses on clear explanations, practical application and exam preparation, helping existing mortgage advisers build on their knowledge and prepare confidently for the CeRER assessment.
Clarity Financial Training Ltd is an LIBF Accredited Learning Support Provider offering training and study support for the Certificate in Regulated Equity Release (CeRER).
