DipFA, CeFA®, CeMAP®, MIFS
Maria has worked for over 18 years in the finance industry and is a highly qualified and an extremely experienced trainer. Her career involved a trading role within large international bank dealing rooms, where she dealt in various financial products, due to this, she has acquired excellent technical knowledge. She was later headhunted to work as a portfolio analyst for a large securities house.
Maria possesses well-focused teaching and exceptional communication skills, gained during her expansive career. Her forte is providing training on market analysis and product utilisation, as in the past, she has advised on a corporate level on asset and liability management. She has worked in an active IFA practice - offering technical support. Maria is DipFA, CeFA®, CeRER® and CeMAP® qualified and in addition to this, she has also taken time to complete a Preparing to Teach in the Lifelong Learning Sector (PTLLS) qualification to enhance her teaching skills and style. She now focuses primarily on training full time - offering courses through Clarity Financial Training Ltd - and her numerous training qualifications have helped her create the professional material used to deliver the Clarity FT courses.
Maria is highly numerate and possesses an exceptional ability to simplify complex information. She has excellent recall and a highly analytical mind that enables her to explain any subject matter clearly. Maria is immensely approachable and is commended by her students that she takes their learning experience to a personal level. Maria is a valuable member of our team.
Munawar Ahmad Malik
Munawar Ahmad Malik is a CeMAP Trainer (Mortgages & Protection). He is CeMAP qualified gaining his qualification from The London Institute of Banking and Finance. He also holds a Master’s degree in Applied Mathematics [PU]. He conducts CeMAP courses for the top three training companies in London. He also conducts Equity Based Courses for adult learners at Harrow College.
He has successfully conducted more than two hundred sessions for CeMAP courses from 2007-2017 lecturing to over two thousand students. He specialises in interactive class room training, one-to-one sessions, and supports his students using zoom, email and group conference call.
When teaching students his approach is to use presentations, group discussions, brain storming sessions, role plays, individual exercises, question answer sessions, case studies and finally working on mock papers. He has also taken time to complete PTLLS-Qualification to enhance his teaching style and techniques.
He started his career with State Life Insurance which is one of the largest life Insurance organisations in Southeast Asia. He gained promotion to sales officer, sales manager eventually progressing to area manager. He achieved gold medal, recruitment trophy and various other awards.
He is based in London. He speaks three languages English, Urdu and Punjabi. He enjoys networking, interacting with people and working in a multicultural environment.
Geoffrey Toulmin CeMAP Distance Learning Tutor
CeMAP Distance Learning Tutor
Geoffrey Toulmin is a Senior Mortgage Consultant offering regulated mortgage and protection advice. Geoff has undisputed interpersonal and communication skills that make him excel in his chosen field. Geoff has a legal background with exceptional training skills gained over a successful career before becoming a practising mortgage adviser.
Geoff delivers the distance/learning courses and offers valuable support and input as he can utilise his hands on knowledge while working full time as a mortgage adviser. Geoff is an outstanding trainer and mortgage adviser. He is a truly valuable member of the team.